The answer is most likely, yes. We are in-network with most major insurers in the Twin Cities Metro area. Insurance coverage for chiropractic care and treatments varies depending on the Insurance Company, whether it is a Medicare or Medicare replacement plan, a Minnesota State subsidized plan, and your policy's specific guidelines. There are some general guidelines and rules however, so we have put together a few videos and handouts on this page to help you better understand the guidelines of your coverage.
We have included two documents that may help answer any more insurance questions you may have. The first document, "Insurance Overview Guide", can be used to dive deeper into the most common types of health insurances. We urge you to reach out to your insurer for any clarification or to answer any additional questions. Use the "Verify Your Benefits" form to help structure the conversation when talking to your insurer. This form provides you with useful questions to ask to your insurer to get the most out of your conversation with them.
These are policies typically provided by an employer or that an individal will purchase through the open market. They vary widely in their coverage depending on your specific policy, though there are some general guidelines. Several companies who we are in-network with are BCBS, Medica, Health Partners, United Health, Preferred One, Cigna, and Aetna.
Yes, probably. We are in-network with most major insurers in the Twin Cities Metro area.
Spinal Adjustments are covered, but there are some unique things about how insurers cover chiropractic care for seniors. Chiropractic benefits do not cover new patient examination, treatments of the extremities like knees or shoulders, or therapies like muscle stimulation or therapeutic exercise.
Please note, these plans allow one examination by a physician, per patient per year, regardless whether it was a medical or specialty visit. This means that we collect the initial exam fee ($72) at your first visit. If your exam is covered by insurance, we will credit the payment to your account which can then be used towards any out of pocket payments you may owe.